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No tips
Just clarity
The Clarity Playbook
Mithun S.
๐Ÿ“˜ Free book ยท New

The Clarity Playbook

Your free book on the Indian stock market.
  • How compounding really works
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  • LTCG, STCG, tax regimes decoded
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Freedom Age
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The Big Picture

The Wealth Creation Journey

Every rupee of freedom follows the same eight steps โ€” in order.
1
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Income
Salary or business earnings
2
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Save 20%+
Pay yourself first, monthly
3
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Emergency Fund
3โ€“6 months of expenses
4
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Insurance
Term + health cover first
5
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Start SIP
Automate equity funds
6
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Diversify
Spread across assets & time
7
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Compounding
Stay invested, let time work
โ˜…
๐Ÿ†
Financial Freedom
Work becomes optional
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Rule of Thumb

How Your Money Mix Shifts With Age

As your time horizon shortens, equity gives way to stability โ€” the classic glide path.
25years
70% equity
35years
60% equity
45years
50% equity
60years
30% equity
EquityDebtGoldCash
Illustrative โ€œ100 minus ageโ€ guide for education only โ€” not personalised investment advice. Your mix depends on goals and risk profile.
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Your net worth percentile across India โ€” the answer will surprise you.
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Step-up SIP projection โ€” what a 10% annual hike actually does.
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Section 10(13A) exemption โ€” old vs new regime, metro vs non-metro, with the rent-reduction math.
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Market Pulse ยท India

What’s Happening in the Markets Right Now

Live index levels, sector moves and the 4 macro rates that actually matter โ€” plus a short weekly note from Mithun on what’s worth paying attention to.

Live market data ยท updated continuously
Last close: 77,101 · ▼ -0.66% · as of 16 Jul 2026

๐Ÿ“ˆ Sensex ยท Today

Mithun’s Weekly Note

The one chart that matters this week

Week of 22 โ€“ 28 June 2026

Context: Both benchmarks closed the week higher โ€” the Sensex added 1.7% and the Nifty held the 24,000 line at 24,013, even after a 607-point Friday wobble led by IT, not by panic.

What I’m watching: SIP flows stayed above โ‚น30,000 crore for a third straight month, โ‚น30,954 cr in May. The June AMFI print due around 10 July is the real tell โ€” if retail keeps adding through volatility, the floor under this market is structural, not sentiment.

The lesson: A market near record highs isn’t a reason to sit on the sidelines. It’s proof the people who never paused their SIP were right. Timing isn’t a strategy โ€” showing up every month is. Read this week’s deep-dive โ†’

โ€” Mithun ยท Updated every Monday 9:00 AM
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๐Ÿ”ฅ Today’s Sector Movement ยท NSE

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Disclaimer: Market data shown via TradingView. Educational purposes only. Mithun is not a SEBI-registered investment advisor. Nothing here is a recommendation to buy, sell, or hold any security. Consult a SEBI-registered advisor before making financial decisions.
About the author
Mithun Srivastava

Mithun writes on investing & automation. He runs investwithmithun.com (market education) and automatetoprofit.com (trading automation).

Educational content, not financial advice.This article is for general investor education. Mithun Srivastava is not a SEBI-registered Investment Advisor (RIA) or Research Analyst (RA). Examples are illustrative; past performance does not predict future returns. Consult a SEBI-registered RIA before making investment decisions. Read full disclaimer โ†’
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