🧮 Free Indian Investor Toolkit
A curated set of free calculators, quizzes, and frameworks to help you plan your financial future. All tools are educational, mobile-friendly, and shareable. Built by Mithun Srivastava (15+ years investing, B.Tech + MBA).
🔥 Most Popular — Wealth & Retirement
💎
Crorepati Calculator
How long until you hit ₹1 Cr, ₹5 Cr, ₹10 Cr? India’s favorite wealth goal calculator.
POPULAR
🔥FIRE / Retire Early
Financial Independence, Retire Early — find your retirement age using the 4% rule.
NEW
📈SIP Calculator
Project the future value of your monthly Systematic Investment Plan.
ESSENTIAL
🚀Step-up SIP Calculator
See how much extra wealth you build by increasing your SIP 10% every year.
NEW
💰Lumpsum Calculator
One-time investment future value with custom return & tenure.
ESSENTIAL
💵SWP Calculator
Plan monthly withdrawals from your retirement corpus that last.
ESSENTIAL
🏦EPF Calculator
Project your provident fund corpus at retirement — 12%+12% with 8.25% interest.
NEW
🛡️NPS Calculator
Retirement corpus + monthly pension estimate. Plus the ₹50K 80CCD(1B) tax saving.
NEW
⚖️ Compare & Decide
🛡️
LIC Surrender Value
What will LIC actually pay if you exit your policy? See GSV, SSV, paid-up, plus the equity-MF opportunity cost.
NEW🧾Old vs New Tax Regime
FY 2025-26 — which regime saves you more tax? Updated for Budget 2025.
NEW
🏠Buy vs Rent Home
The classic Indian middle-class dilemma, settled with a 20-year math model.
NEW
🏦Prepay Loan vs Invest
Got a bonus? Should you crush your home loan or invest it instead?
NEW
📊LTCG & STCG Tax
Calculate capital gains tax on your equity, mutual funds, and property.
ESSENTIAL
🏠HRA Calculator
Section 10(13A) exemption — find what you can claim under the old regime.
NEW
💼Salary / CTC to In-Hand
Convert CTC to monthly take-home. Old vs new regime auto-compared.
NEW
🎯 Life Goals
🎓
Child Education Cost
Project future cost of IIT, MBBS, MBA or foreign study + monthly SIP needed.
NEW
🛡️Term Insurance Cover
Using HLV method — how much life cover does your family really need?
NEW
📊Net Worth Percentile
Where does your wealth rank among Indians in your age group?
NEW
🐂Which Indian Investor Are You?
10-Q personality quiz — are you Jhunjhunwala, Damani, Kedia, or Ramesh Damani style?
NEW
👧Sukanya Samriddhi (SSY)
For daughters under 10 — 21-year maturity at 8.2%, fully tax-free (EEE).
NEW
🧰 Core Essentials
🏛️
EMI Calculator
Calculate your monthly loan EMI for any tenure and interest rate.
ESSENTIAL
🏦PPF Calculator
Public Provident Fund maturity projection with 7.1% rate.
ESSENTIAL
💳FD Calculator
Fixed Deposit maturity with compounding quarterly or annually.
ESSENTIAL
📉CAGR Calculator
Compound Annual Growth Rate for any investment over any period.
ESSENTIAL
📉Inflation Calculator
What will your ₹ be worth in 20 years? Price-of-living projection.
ESSENTIAL
Educational tools only. These calculators provide illustrative projections based on your inputs. They do not constitute investment, tax, legal, or insurance advice. Consult a SEBI-registered advisor, a qualified CA, or licensed professional before making financial decisions. investwithmithun.com is not a SEBI-registered Investment Advisor.
Educational content, not financial advice.This article is for general investor education. Mithun Srivastava is not a SEBI-registered Investment Advisor (RIA) or Research Analyst (RA). Examples are illustrative; past performance does not predict future returns. Consult a SEBI-registered RIA before making investment decisions. Read full disclaimer →