Author: Mithun Srivastava
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Best SIP Mutual Fund 2026: How to Choose (5-Step Guide)
Searching for the best SIP mutual fund in 2026? The honest answer is that the best fund is the one that fits your goal, horizon, and risk, not a name from a list. This guide gives you a simple, repeatable framework to choose well, the return ranges to expect, and a sample allocation. For scheme…
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STT Hike 2026: New F&O Charges Explained
The STT hike in 2026 makes futures and options trading noticeably costlier from April 1, 2026. Securities Transaction Tax on futures jumped to 0.05% and on options premium to 0.15%. If you trade derivatives, this eats into every trade. If you invest for the long term, it barely touches you. Here is the full breakdown.…
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RBI Holds Repo at 5.25%: Impact on Your EMI & FD Rates
The RBI repo rate in 2026 stays at 5.25%, held for a third straight meeting as the central bank keeps a neutral stance. For you, the repo rate decides home loan EMIs and shapes FD returns. This guide explains exactly what a pause means for your loan, your deposits, and where to park money now.…
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Share Buyback Tax 2026: How Buybacks Are Now Taxed
Share buyback tax in 2026 has been rewritten yet again, and the change matters for anyone who owns Indian stocks. Buyback rules have flipped three times in just 18 months. The latest version, effective April 1, 2026, is far friendlier to investors than the one before it. This guide explains how buybacks are taxed now,…
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SIP Inflows Hit Record ₹27,269 Cr: What It Means for You
SIP inflows in India just hit an all-time record of about ₹27,269 crore in a single month, even as markets stayed volatile. Equity mutual fund inflows jumped 24% and industry assets crossed ₹74 lakh crore. This is a powerful signal about how Indians now invest. But a record month also carries lessons, and a few…
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The Money Truth Series: 10 Days, 10 Uncomfortable Numbers, 1 Freedom Date
The complete Money Truth Series: 10 data-backed chapters on the money lies India believes – from the 93% F&O statistic to Crossover Day. Read in order or jump to what stings.
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Crossover Day: The Date Your Money Starts Earning More Than You Do
Financial freedom in India is a calculable date, not a mood. The Crossover Day formula, a worked example landing in March 2041, and the five levers that move your date.
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New Income Tax Rules 2026: 8 Changes Every Investor Must Know
The new income tax rules 2026 reshape how every Indian investor is taxed from April 1, 2026. Income up to ₹12 lakh is now effectively tax-free under the new regime. Share buybacks, F&O trading, and Sovereign Gold Bonds all face fresh tax treatment. This guide breaks down the eight changes that matter most, and what…
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Your iPhone Costs ₹1.4 Lakh. The Real Price Is ₹17 Lakh. Nobody Does This Math at Checkout.
The opportunity cost of spending is the price tag shops never print. The parallel-universe receipt for 5 everyday purchases – and the 24-hour rule that fixes it without misery.
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AI Won’t Take Your Job in One Day. It’ll Take 4% of It Every Quarter. Is Your Money Ready?
Financial planning for job loss in the AI era: calculate your Runway Number, know your tier, and build the hedge against a depreciating career. Same layoff, three different lives.