Stock Market Blog
Latest insights, guides, and analysis for Indian investors — by Mithun Srivastava
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Expense Ratio Explained: How Fund Fees Eat Your Returns
The expense ratio is the most silently expensive number in Indian mutual fund investing. A 1% difference in expense ratio compounded over 25 years can wipe out 20–25% of your final corpus — tens of…
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ELSS Funds: Save Tax Under Section 80C While Building Wealth
ELSS (Equity Linked Savings Scheme) funds are the most underused 80C tool in Indian investing. They offer the shortest lock-in of any 80C product (just 3 years), the highest long-term return potential (historically 11–13% CAGR),…
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How to Choose the Best Mutual Fund: 7-Step Framework
Learning how to choose a mutual fund is one of the highest-leverage decisions in Indian investing — get it right once and your SIP compounds for decades; get it wrong and you pay for the…
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Direct vs Regular Mutual Funds 2026: Real ₹10L SIP Difference (Switch Guide)
The choice between a direct vs regular mutual fund can quietly cost — or save — you several lakhs of rupees over a 20-year SIP. The difference is just one number, the expense ratio. But…
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Types of Mutual Funds in India: Equity, Debt, Hybrid & More
Understanding the different types of mutual funds is the decision that determines whether your SIP actually helps you reach your goals. Indian mutual funds come in more than 30 SEBI-defined sub-categories — from large-cap equity…
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How to Invest ₹1 Lakh Lump Sum: Where to Put Your Money
Learning how to invest ₹1 lakh lump sum is a different problem from monthly SIP investing — the rupee amount is large, the market-timing risk is real, and one poor decision can delay your wealth-building…
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How to Invest ₹50,000 Per Month: Aggressive Wealth Building
Learning how to invest ₹50,000 per month in India changes the conversation from wealth-building to serious wealth-creation. A ₹50,000 SIP at 12% CAGR grows to ₹17.5 crore over 30 years — the kind of corpus…
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How to Invest ₹10,000 Per Month: Build Real Wealth
Learning how to invest ₹10,000 per month is the inflection point where SIP investing starts to transform family finances. A steady ₹10,000 monthly SIP at 12% CAGR grows to ₹3.5 crore over 30 years —…
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How to Invest ₹5,000 Per Month: Smart Investment Plan for 2026
Learning how to invest ₹5,000 per month is the stage where Indian investors can actually start building serious wealth. A ₹5,000 monthly SIP at 12% CAGR grows to over ₹1.75 crore in 30 years —…
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How to Invest ₹1,000 Per Month: Best Options for Beginners
Learning how to invest ₹1,000 per month is one of the most powerful small decisions an Indian can make. At 12% CAGR, a steady ₹1,000 SIP compounds to over ₹35 lakh in 30 years —…