Category: Investment Strategies
-
RBI Holds Repo at 5.25%: Impact on Your EMI & FD Rates
The RBI repo rate in 2026 stays at 5.25%, held for a third straight meeting as the central bank keeps a neutral stance. For you, the repo rate decides home loan EMIs and shapes FD returns. This guide explains exactly what a pause means for your loan, your deposits, and where to park money now.…
-
Share Buyback Tax 2026: How Buybacks Are Now Taxed
Share buyback tax in 2026 has been rewritten yet again, and the change matters for anyone who owns Indian stocks. Buyback rules have flipped three times in just 18 months. The latest version, effective April 1, 2026, is far friendlier to investors than the one before it. This guide explains how buybacks are taxed now,…
-
The Money Truth Series: 10 Days, 10 Uncomfortable Numbers, 1 Freedom Date
The complete Money Truth Series: 10 data-backed chapters on the money lies India believes – from the 93% F&O statistic to Crossover Day. Read in order or jump to what stings.
-
Crossover Day: The Date Your Money Starts Earning More Than You Do
Financial freedom in India is a calculable date, not a mood. The Crossover Day formula, a worked example landing in March 2041, and the five levers that move your date.
-
New Income Tax Rules 2026: 8 Changes Every Investor Must Know
The new income tax rules 2026 reshape how every Indian investor is taxed from April 1, 2026. Income up to ₹12 lakh is now effectively tax-free under the new regime. Share buybacks, F&O trading, and Sovereign Gold Bonds all face fresh tax treatment. This guide breaks down the eight changes that matter most, and what…
-
Your iPhone Costs ₹1.4 Lakh. The Real Price Is ₹17 Lakh. Nobody Does This Math at Checkout.
The opportunity cost of spending is the price tag shops never print. The parallel-universe receipt for 5 everyday purchases – and the 24-hour rule that fixes it without misery.
-
AI Won’t Take Your Job in One Day. It’ll Take 4% of It Every Quarter. Is Your Money Ready?
Financial planning for job loss in the AI era: calculate your Runway Number, know your tier, and build the hedge against a depreciating career. Same layoff, three different lives.
-
₹1 Crore Will Make You Feel Rich for Exactly 11 Years. Then Inflation Takes It Back.
Is 1 crore enough to retire in India? The depletion table says 11 years at metro expenses. See why the crorepati benchmark broke and the formula for your real number.
-
The 30-Year Math on Your ‘Dream Home’: India’s Most Expensive Emotion
Rent vs buy house India: we ran the 30-year math for 8 cities. Renting won in 6. Price-to-rent tables, the four hidden costs of EMI, and when buying truly wins.
-
The First 48 Hours of Your Salary Decide Your Entire Financial Life
How to manage salary the way disciplined money does: 6 automated transfers in the first 48 hours after payday. The Payday Routing system, percentages included.