Category: Mutual Funds

The choice between a direct vs regular mutual fund can quietly cost — or save — you several lakhs of rupees over a 20-year SIP. The difference is just one number, the expense ratio. But that one number compounds against you, year after year, in a regular plan. This guide breaks down what each plan…

Understanding the different types of mutual funds is the decision that determines whether your SIP actually helps you reach your goals. Indian mutual funds come in more than 30 SEBI-defined sub-categories — from large-cap equity to overnight debt to aggressive hybrid — and picking the wrong category is the single biggest reason most retail investors…