Bajaj Finance vs Bajaj Finserv: Which Stock is Better? [2026]

NBFC · Stock Comparison

Bajaj Finance vs Bajaj Finserv: Which Stock is Better? [2026]

Parent vs subsidiary. Bajaj Finance is the pure-play lending growth engine; Bajaj Finserv is the holding company with insurance + lending exposure. This page scores both stocks on 8 weighted fundamentals so you can decide at a glance. Data is illustrative and for educational purposes—always verify on the latest filings before investing.

Bajaj Finance
89
Weighted score / 100
Bajaj Finserv
79
Weighted score / 100
Verdict: Bajaj Finance edges ahead on our weighted scorecard, but both are quality names in NBFC.

Head-to-Head Fundamentals

MetricBajaj FinanceBajaj FinservRule
PE Ratio3230Lower is better
ROE (%)2214Higher is better
Debt/Equity3.83.2Lower is better
Profit Margin (%)3018Higher is better
Revenue Growth 5Y (%)2520Higher is better
Dividend Yield (%)0.20.2Higher is better
Current Ratio00Higher is better
Promoter Holding (%)5560Higher is better

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About the author
Mithun Srivastava

Mithun writes on investing & automation. He runs investwithmithun.com (market education) and automatetoprofit.com (trading automation).

Educational content, not financial advice.This article is for general investor education. Mithun Srivastava is not a SEBI-registered Investment Advisor (RIA) or Research Analyst (RA). Examples are illustrative; past performance does not predict future returns. Consult a SEBI-registered RIA before making investment decisions. Read full disclaimer →
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