NBFC · Stock Comparison

Bajaj Finance vs Bajaj Finserv: Which Stock is Better? [2026]

Parent vs subsidiary. Bajaj Finance is the pure-play lending growth engine; Bajaj Finserv is the holding company with insurance + lending exposure. This page scores both stocks on 8 weighted fundamentals so you can decide at a glance. Data is illustrative and for educational purposes—always verify on the latest filings before investing.

Bajaj Finance

Weighted score / 100

Bajaj Finserv

Weighted score / 100

Verdict: Bajaj Finance edges ahead on our weighted scorecard, but both are quality names in NBFC.

Head-to-Head Fundamentals

Metric	Bajaj Finance	Bajaj Finserv	Rule
PE Ratio	32	30	Lower is better
ROE (%)	22	14	Higher is better
Debt/Equity	3.8	3.2	Lower is better
Profit Margin (%)	30	18	Higher is better
Revenue Growth 5Y (%)	25	20	Higher is better
Dividend Yield (%)	0.2	0.2	Higher is better
Current Ratio	0	0	Higher is better
Promoter Holding (%)	55	60	Higher is better

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